Steps in the Home Buying Process
Looking for your first home can be overwhelming so we wanted to take a minute to explain the purchasing process for you. When you’re done, don’t forget to visit our Financing Process page to learn more about the financing of the mortgage!
- Pre-approval letter
- Select a realtor
- Search for a home
- Sign a contract
- Inspection / option period
- Title / survey
- Get keys to your new home!
Real Estate Agent
How do you choose an agent when there are so many available? Provide the pre-approval letter to your realtor who can guide you through the home search process and assist you when it’s time to make an offer and write a contract. Ask for referrals from family, friends or your loan officer.
- Choose the person, not the experience
- Chemistry is key
- Look for passion, conviction, and honesty
- Look for strong core values
- Find a compassionate agent who understands you
Pre-Approval
Most realtors and sellers prefer to work with clients who have already received a pre-approval from a lender. While a pre-approval does not guarantee a loan, it does help determine how much you can borrow.